NDS Intelligence · 2026 national ZIP code study TEXAS #1
Garden Ridge ranks No. 1 in the nation for Black Wealth Capacity
ZIP code 78266, serving Garden Ridge in the San Antonio area of Texas, earned a Capacity score of 90.17 and ranked first among qualifying U.S. ZIP codes in the 2026 Black Wealth Capacity rankings produced by NDS Intelligence.
The Black Wealth Intelligence Index examines the conditions that help Black households build and sustain wealth. The study compares places, giving readers a way to see how the local conditions in one ZIP code compare with those elsewhere in the country.
What the index examines
Asset Stock looks at the assets households have already accumulated.
Wealth-Building Capacity considers the local conditions that can help households grow assets over time. This is the ranking Garden Ridge leads.
Capital Access examines access to financing that can support ownership and investment.
Wealth Preservation considers households’ ability to hold on to accumulated assets over time.
Top 10 Black Wealth Capacity ZIPs
Higher scores indicate stronger capacity. The national rankings list ZIP 78266 under San Antonio.
BlackWealthIntelligence.com is BlackTexas.org’s designated authority partner for wealth intelligence, ownership, and economic opportunity.
A dedicated authority at the center.
BlackTexas connects the wealth conversation to Texas business, housing, careers, banking access, and family decisions. BlackWealthIntelligence.com is the place to follow the partner’s own research and publications.
Income is a flow over time. Wealth concerns assets and liabilities. A business listing, an asking price, or an area income figure is not a measurement of a household’s net worth. Look for the definition, date, geography, and source behind each claim.
Follow your question.
What does ownership make possible?
Which financial services are accessible in my community?
How do business, housing, and career choices connect?
